Terms Of Service

Terms and Conditions

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SAIndicator is a digital financial media platform that publishes content (Conclusions) relating to financial markets and provides certain products and services through the SAIndicator mobile application, SMS text messages, and other electronic communications. SAIndicator and its corresponding services are wholly owned and operated by SAI Capital Group LLC (a New Jersey limited liability company).

Please read these terms and conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

·       Account means a unique account created for You to access our Service or parts of our Service.

·       Country refers to The United States of America.

·       Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to SAI Capital Group, LLC (a New Jersey limited liability company).

·       Device means any device that can access the Service such as a computer, a cell phone or a digital tablet.

·       Feedback means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service.

·       Free Trial refers to a limited period of time that may be free when purchasing a Subscription.

·       Service refers to the SAIndicator mobile application, or any associated messages.

·       Conclusions refers to the output of proprietary mathematical or statistical models used in the context of financial markets.

·       Subscriptions refer to the services or access to the Service offered on a subscription basis by the Company to You.

·       Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

·       Website refers to SAIndicator, accessible from www.SAIndicator.com.

·       You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

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Acknowledgment

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users and others who access or use the Service.

By accessing or using the Service You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions then You may not access the Service.

You represent that you are over the age of 21. The Company does not permit those under 21 to use the Service.

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Subscriptions and Cancellations

The Service or some parts of the Service are available only with a paid Subscription. You will be billed in advance on a recurring and monthly basis. 

At the end of each period, Your Subscription will automatically renew under the exact same conditions unless You cancel it or the Company cancels it.

You may cancel Your Subscription renewal by contacting the Company though the Service. You will not receive a refund for the fees You already paid for Your current Subscription period and You will be able to access the Service until the end of Your current Subscription period.

Except when required by law, paid Subscription fees are non-refundable.

Certain refund requests for Subscriptions may be considered by the Company on a case-by-case basis and granted at the sole discretion of the Company.

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Billing

You shall provide the Company with accurate and complete billing information including full name, address, state, zip code, telephone number, and a valid payment method information.

Should automatic billing fail to occur for any reason, the Company will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice.

In a separate (digital) form provided by You is the billing information from which You authorized the Company to charge Your credit card below for agreed upon purchase of services.  You understand that the information will be used for future transactions to be used for your paid Subscription:

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The Company, in its sole discretion and at any time, may modify the Subscription fees. Any Subscription fee change will become effective at the end of the then-current Subscription period.

The Company will provide You with reasonable prior notice of any change in Subscription fees to give You an opportunity to terminate Your Subscription before such change becomes effective. Your continued use of the Service after the Subscription fee change comes into effect constitutes Your agreement to pay the modified Subscription fee amount.

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Free Trial

The Company may, at its sole discretion, offer a Subscription with a Free trial for a limited period of time.

At any time and without notice, the Company reserves the right to (i) modify the terms and conditions of the Free Trial offer, or (ii) cancel such Free trial offer.

User Accounts

When You create an account with Us, You must provide Us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of Your account on Our Service.

You agree not to disclose Your password to any third party. You must notify Us immediately upon becoming aware of any breach of security or unauthorized use of Your account.

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Intellectual Property

The Service and its original content, research, and proprietary models and methods (excluding Conclusions provided to You or other users), features and functionality are and will remain the exclusive property of the Company.  

The Service is protected by trademark and other laws of both the Country and foreign countries.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of the Company.

Your Feedback to Us

You assign all rights, title and interest in any Feedback You provide the Company. If for any reason such assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such Feedback without restriction.

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Termination

We may terminate or suspend Your Account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.

Upon termination, Your right to use the Service will cease immediately. If You wish to terminate Your Account, You may simply discontinue using the Service.

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Limitation of Liability

Notwithstanding any damages that You might incur, the entire liability of the Company and any of its suppliers under any provision of this Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven't purchased anything through the Service.

To the maximum extent permitted by applicable law, in no event shall the Company or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of personal wealth, loss of data or other information, for business interruption, for personal injury, loss of privacy arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of this Terms), even if the Company or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.

Some states do not allow the exclusion of implied warranties or limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply. In these states, each party's liability will be limited to the greatest extent permitted by law.

The Company does not provide financial advice.  The Company only provides Conclusions which should not be relied upon for investment purposes.  

Disclaimers

WHAT YOU NEED TO KNOW ABOUT THE CONCLUSIONS

Conclusions are based on mathematical or statistical models, which may be used in the context of financial markets. For instance, they give an indication for a certain trend, a relative valuation or a price pattern. Our Conclusions are based on tested proprietary models and method; despite our best efforts, We can give no guarantee as to the future quality of the Conclusions. Conclusions, which might have been value adding in the past, might not be value adding in the future, due to a changing market structure, changing market inefficiencies, changes in the model methodology and many other reasons.

A Conclusions must therefore NEVER be used as sole input or a trigger for a trading decision. It can only be regarded as one of many input factors in making your own investment decision. 

You should therefore treat a Conclusion similar to a Price / Earnings information of a stock: It can be helpful information to evaluate the attractiveness of a stock or another financial instrument, but it is only one piece of information. You will need many other information, before you can make a sound investment decision.

The Company therefore excludes all liability related to the Conclusions or any other services provided by Us or any related party.

Any use of the Conclusions, in whatever context or way, will be at your sole responsibility and YOUR COMPLETE OWN RISK.

You must fully understand and accept these terms before using our services.

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Service and Website Disclaimer

The Company does not give, and no

Conclusion provided on the website or mobile application purports to be, individualized or specific investment advice. Nor does the Company provide investment advice to individuals or companies.

All Conclusions provided on the Website or mobile application are impersonal, general in nature and are made regardless of an individual’s degree of sophistication with regards to investment experience, preferences, objectives or risk appetite, AND without regards to the suitability of the Conclusions for use by individuals or entities who may access it.

The Conclusions found on the Website, mobile Application, and any Services provided by the Company, should not be interpreted as suggestions to buy, sell or hold any security or investment vehicle; nor should they be construed as being tailored or specific to You.

You understand that a Conclusion does not constitute specific recommendations to buy, sell or hold any investment instrument, security, portfolio, transaction or strategy and that it does not recommend any specific course of action.

You understand and agree that the Conclusion provided on the Website, or mobile application, or messages are sourced from external providers, such as market data providers. You understand and agree that, although these sources are generally believed to be reliable, that the Company is not liable for any errors, omissions, inaccuracies or out-of-date information.

The Company may discontinue providing Conclusions for any security, sector, industry, financial instrument, market or region at any time, without notice. The Company may also discontinue providing Conclusions from a specific source or for a specific model at any time, without notice.

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"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.

Without limiting the foregoing, neither the Company nor any of the Company's provider(s) makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.

Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which you are resident in.

United States Federal Government End Use Provisions

If You are a U.S. federal government end user, our Service is a "Commercial Item" as that term is defined at 48 C.F.R. §2.101.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under this Terms shall not effect a party's ability to exercise such right or require such performance at any time thereafter nor shall be the waiver of a breach constitute a waiver of any subsequent breach.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

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The Company does not sell information collected to any third party; the Company shall not be liable for any distribution of information from and third party which obtains user information via illegal methods.

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* Company will not use any personal information for marketing purposes including employer or positions

* The Service does not permit in app conversations with contact via email for support services. 

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